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As children grow, so do dreams – and responsibilities
you save: The savings account for big goals
Our account is made for children and young people. It offers no account fees and attractive preferential interest rates. This helps you create the basis for a financial future.
Your benefits
- Targeted wealth-building: attractive preferential interest
- Additional advantage: free account management
- Detailed overview: thanks to annual account statements
- Flexible access: Online and Mobile Banking
- Exciting: Various surprises for children
The ‘you save’ savings account is ideal for children and young people aged 12 to 26 and as a basis for building up individual assets. No fees are charged for account maintenance, and savings can grow even more strongly thanks to a special preferential interest rate. An annual account statement ensures transparency, and free-of-charge account maintenance creates more savings potential. The account can be managed flexibly with free access to Online and Mobile Banking.
Withdrawal terms at a glance:
- CHF 50'000 per month penalty-free
- Higher amounts require three months’ notice
- Account transfers are possible only into an account in the name of the child
- Due to FINMA rules, if the withdrawal limit is exceeded without complying with the notice period, we are required to charge a fee of two per cent on the amount exceeding the withdrawal limit.
Our current interest rates (including debit interest rates on overdrafts) can be found in our overview of interest rates.
One product – many benefits
The goal of the youth savings account is to help children and young people accumulate assets for the long run. Along with an optional initial deposit as a gift, numerous other benefits make this account especially attractive.
Preferential interest rate
Initial deposit plus additional return opportunities free of charge
Newborns (Liechtenstein citizens or residents) benefit from an initial deposit of CHF 50 – and from an additional CHF 50 if a Fund Savings Plan is set up.
Save, invest, use: There are many options
Also as a grandparent or godparent, you can give your loved ones a bit of financial security along their way. Or take advantage of the yield opportunities of attractive investment funds. Also as young people grow up, the LLB offers accounts according to their age and serves as a reliable advisor in financial matters.
Gift savings account
An account for godparents or grandparents, which can be handed over at the latest when the child reaches the age of 18.
LLB Fund Savings Plan
The Fund Savings Plan offers attractive savings options. Together with your client advisor, you choose an optimal strategy to reach your savings goals.
"youli" youth account
The "youli" youth account is the right solution for the payment needs of children and young adults.
We're always here for you!
Come see us
Visit one of our branches. We look forward to giving you tailored advice.
Get in touch with us
Call us. We're happy to assist you by phone as well.
Consultation
We will be delighted to advise you in person at one of our locations.
