Medium-term notes are a form of securities saving with medium to longer maturities. As an investor, you are a lender and acquire a bearer bond. In return, you receive regular income from the borrower in the form of interest. This fixed and annual interest is credited directly to your account.

Long-term investments that can be planned - the investment form for safety-conscious investors

Medium-term notes generally offer higher long-term earnings opportunities than a traditional savings account. Our medium-term notes are used by many savers and investors as a secure form of investment, enabling them to benefit from securities saving over a longer investment period. You can choose from maturities ranging from two to ten years. At maturity, the nominal value of the medium-term note will be repaid to you as the investor. With as little as CHF 5'000, you can invest in selected medium-term notes and secure attractive earnings opportunities.

Your benefits

• Additional income: Attractive annual interest payments on your account
• Interest rate level: Generally higher than for a traditional savings account
• Investment duration: Choose freely among maturities between two and ten years
• Liquidity: High capacity as collateral if a credit need arises