These concerns are legitimate and understandable. However, not investing is often the wrong choice. With our LLB investment plan we have created a solution that takes account of these concerns. You invest a specific amount systematically in one of our award-winning LLB funds or strategies over a term of up to 24 months. The risk of price fluctuations and entering the market at the “wrong” time is minimised. You can benefit from an interest rate of up to 1.00 per cent on any uninvested capital over the term of the investment. The investment horizon depends upon your investment strategy, although we recommend at least five years. The investment plan can be reallocated or closed down at any time.