The Lombard loan for private clients
You need money for an investment in the short term but do not want to sell your existing assets? Increase your liquidity with the Lombard loan and bridge financial bottlenecks quickly and easily.
Lombard loans give you the option of taking advantage of investment opportunities with additional capital, diversifying investments, or better structuring your portfolio. This works by pledging existing assets such as equities, bonds, or savings to the lender.
This means you do not lose any assets and can invest because the earnings potential of existing securities is maintained.
Plan your assets
The Lombard loan is not only suitable for bridging your financial bottlenecks in the short term. As part of your asset planning, this loan option gives you the opportunity to take advantage of short-term investment opportunities on the market with additional capital investment. Pledging your assets also gives you the opportunity to structure and increase your portfolio more effectively. Since this loan is secured by pledged securities, you can also benefit from lower interest rates.
Risks of the Lombard loan
Nevertheless, using securities as collateral entails risks such as price and currency fluctuations in addition to special advantages. If your investments lose value as a result, you have to incorporate additional assets into the loan. For a complete overview, please refer to our fact sheet. Or ask your client advisor directly – your client advisor will provide you with comprehensive information and explain all aspects in detail.
- Additional capital without having to sell assets
- Bridging of financial bottlenecks
- Creation of new investment opportunities
- Flexible and low-cost financing solution
- Low-interest loan model
Easily expand your options
Quick, easy, a good match. With the Lombard loan, you can create more financial leeway in a short period of time to realise investments and purchases.
Take advantage of opportunities
Keeping your finger at the pulse
More financing options for you
The Lombard loan isn't the right fit for you and your needs? Use other means of financing to achieve your goals.
Financial and pension advice
Our comprehensive financial and pension advice keeps an eye on all the important details for every phase of your life and offers ideal solutions for you.
Apply for a Lombard loan – we're happy to advise you on your options
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A good fit for your individual situation – together, we will find the best solution for you.