Whether you're cycling or investing: if you set off without a roadmap, you'll rarely end up taking the best path. If you plan your route wisely, you'll stay on course more easily, save energy and avoid detours. Our LLB asset concept creates structure, points you in the right direction and helps to manage risks in a deliberate manner. We can help you achieve your financial goals.

Four stages for your wealth

Short-term: Well equipped for the start
Like the initial uphill climb. Short-term reserves keep you flexible. You can draw on them at any time and react immediately when necessary.

Medium-term: Picking up the pace
The right pedalling rate will get you moving quickly down the road. Your medium-term planning ensures stability and helps you generate regular income.

Long-term: Mastering long distances
Together we'll plan in a way that allows you to achieve your long-term goals without overextending yourself – even when there are headwinds.

Passing on: Leaving tracks
We'll help you structure your wealth across generations – beyond your own journey. 

Benefits for you:

• Clarity and direction in every situation
• Peace of mind in the case of short-term needs
• Structure for long-term goals
• Flexible design across generations

Standing still won't get you anywhere. Achieving financial success requires smart and far-sighted asset planning. A broadly diversified portfolio helps to minimise risks and make optimal use of tailwinds. Your strategy should be tailored to your needs. To your risk appetite and to your goals. Even at times when the route becomes more strenuous. By pacing yourself, you'll stay in balance. And diversifying your assets also helps to ensure that a misstep has less of an impact.

Tips for your journey

• Pace yourself: Diversify your assets like cyclists pace themselves. That way, you'll stay flexible and be able to take advantage of opportunities.
• Stay true to your path: Not every ascent and not every descent requires a change of direction.
• Keep your surroundings in view: The conditions along your financial route may change. If you stay alert, you'll recognise early on when it's time to slow down, speed up or change direction.

Advice and individual solutions

Advisory mandates – strategy and your role:

We’ll work together with you to develop your personal wealth strategy, taking into account:

• The optimal equity component for your return targets.
• Your risk profile and comfort zone in the event of any fluctuations in value.
• Your desired role: actively manage things yourself or leave it to experts to monitor the market.

Our experts will analyse the market, identify opportunities and risks, and automatically adjust your investments if desired.

Make use of professional advice before making investment decisions. Whether you choose your own moves yourself or have our experts implement the strategy for you, together we’ll plan the right solution for you.